Basic Information

Professional Memberships

• JAPAN SOCIETY OF MONETARY ECONOMICS
• THE INSTITUTE OF ELECTRONICS, INFORMATION AND COMMUNICATION ENGINEERS

Academic Resume (Undergraduate School/Majors)

• Keio University, Faculty of Economics, 卒業

High School

• High School

  慶應義塾高等学校

Research History

• From May 2021, To Present

  National Institute of Informatics, 研究開発機構, 客員教授
• From Apr. 2017, To Present

  Kyoto University, School of Government, Professor
• From Apr. 1984, To Mar. 2017

  Bank of Japan, Payment and Settlement Systems Department, Head of the FinTech Center

Language of Instruction

• English

ID,URL

• J-Global ID

  201701014399789810

• External link

  https://www.iwashita.kyoto.jp/en/

Website(s) (URL(s))

• https://www.iwashita.kyoto.jp/en/

researchmap URL

• https://researchmap.jp/7000019556

Research

Research Interests

• Financial Theory
• Monetary Policy
• Information Security
• Crypto-asset
• FinTech

Research Areas

• Humanities & social sciences, Money and finance, Fintech

Papers

• Transition and Outlook of the Crypto Asset Market

  Naoyuki Iwashita

  JSICR Journal, 15 Mar. 2023, Peer-reviewed, Invited, Lead author, Last author, Corresponding author

  
• Why Fintech Is Not Changing Japanese Banking

  Naoyuki Iwashita

  Asian Economic Policy Review, Jul. 2022, Peer-reviewed, Invited, Lead author, Last author, Corresponding author

  Access this paper :

  
• Facebook’s Libra is far from broad acceptance as a world currency

  Naoyuki Iwashita

  Evolutionary and Institutional Economics Review, 07 Mar. 2020, Peer-reviewed, Lead author, Last author, Corresponding author

  
• 

  Threats to crypto-assets and countermeasures - Changes of Bitcoin in the process of spread into society -

  Naoyuki Iwashita

  IPSJ Digital Practices, Jul. 2019, Peer-reviewed, Invited, Lead author, Last author, Corresponding author

  Access this paper :

  

Misc.

• What approach should we take in regulating AI?

  Naoyuki Iwashita

  IRC Monthly, Sep. 2023, Invited, Lead author, Last author, Corresponding author

  
• Insights into Digital Finance (Part 1): Trust in Cash and Bank Deposits – Unchanging Realities

  Naoyuki Iwashita

  Nihon Keizai Shimbun, 27 Oct. 2022, Invited, Lead author, Last author, Corresponding author

  
• Digital Currency Disrupting Finance (Part 2) - Libra, Unlikely to Become a Full-fledged Currency

  Naoyuki Iwashita

  Nihon Keizai Shimbun, 11 Oct. 2019, Invited

  
• Increasing Presence of Virtual Currencies (Part 1) - Governance and Scarcity Ensured, Yet Challenges Remain

  Naoyuki Iwashita

  Nihon Keizai Shimbun, 20 Sep. 2017, Invited, Lead author, Last author, Corresponding author

  
• 

  Finance, Capital Markets, and Blockchain

  Naoyuki Iwashita

  Nomura Journal of Capital Markets, Aug. 2020, Invited, Lead author, Last author, Corresponding author

  
• Sustainable Development Goals and Digitalization

  Naoyuki Iwashita

  IRC Monthly, Dec. 2022, Lead author, Last author, Corresponding author

  
• Mitigating AI Hallucination

  Naoyuki Iwashita

  IRC Monthly, Jun. 2023, Lead author, Last author, Corresponding author

  
• NFTs and Web3.0: The Buzz and Bustle

  Naoyuki Iwashita

  IRC Monthly, Mar. 2023, Lead author, Last author, Corresponding author

  
• The Bank of Japan's Institute for Monetary and Economic Studies: A Catalyst for Innovation

  Institute; for Monetary; Economic Studies; Bank of; Japan

  The Newsletter of the Bank of Japan's Institute for Monetary and Economic Studies, Apr. 2023, Invited

  
• FinTech and Japanese Banking Industry

  Naoyuki Iwashita

  SBI Research Review, Aug. 2022, Invited, Lead author, Last author, Corresponding author

  
• TSE System Failure; TSE Must Take Responsible Action

  Naoyuki Iwashita

  NIKKEI Financial, 06 Nov. 2020, Invited, Lead author, Last author, Corresponding author

  
• From traditional information systems to digitalization

  Naoyuki Iwashita

  Financial Legal Journal for Agriculture, Forestry and Fisheries Cooperative Associations, Jul. 2021, Invited, Lead author, Last author, Corresponding author

  
• Lessons Learned from TSE System Failures

  Naoyuki Iwashita

  Banking Law in the 21st Century, Dec. 2020, Invited, Lead author, Last author, Corresponding author

  
• The Future of the Cashless Society and Corporate Management

  Naoyuki Iwashita

  Best partner, Mar. 2022, Lead author, Last author, Corresponding author

  
• Challenges of Digital Readiness of Financial Institutions

  Naoyuki Iwashita

  Kindai Sales, 15 Nov. 2021

  
• 

  Digital finance to be embraced only in the next decade

  Naoyuki Iwashita

  Kin'yu Zaisei Jijyou, 19 Oct. 2020, Invited, Lead author, Last author, Corresponding author

  
• 

  The Present and Future of Crypto Assets

  Naoyuki Iwashita

  Information Processing, Nov. 2021, Invited, Lead author, Last author, Corresponding author

  
• Contribution and Future Expectations of Information and Communication Technologies in Financial Information Systems

  Naoyuki Iwashita

  The journal of the Institute of Electronics, Information and Communication Engineers, Jan. 2021, Invited, Lead author, Last author, Corresponding author

  
• 

  Current Status and Challenges of Fintech

  Naoyuki Iwashita

  IEICE ISS Technical Group on Software Interprise Modeling, Aug. 2019, Lead author, Last author, Corresponding author

  
• 

  Fintech is changing the future. Cashless payment systems in Japan and the world,

  Naoyuki Iwashita

  AD・STUDIES, Dec. 2019, Invited, Lead author, Last author, Corresponding author

  
• 

  Consideration of Initial Coin Offering by Local Governments

  Naoyuki Iwashita

  Kokusai Bunka Kenshu, Nov. 2019, Invited, Lead author, Last author, Corresponding author

  
• Questioning the expertise of bankers

  Naoyuki Iwashita

  Kin'yu Zaisei Jijyou, 02 Sep. 2019, Invited, Lead author, Last author, Corresponding author

  
• Facebook's new currency initiative. The digital currency Libra cannot be used across borders.

  Naoyuki Iwashita

  Wedge, Sep. 2019, Invited, Lead author, Last author, Corresponding author

  
• Roundtable discussion: Will blockchain change society and the economy

  岩下 直行; 斉藤 賢爾; 田中 大輔; 肥後 彰秀; 松尾 元信; 岩倉 正和

  Law & technology, Jul. 2019

  
• 

  Regulation of Crypto-asset Exchanges and the Necessity of International Cooperation

  Naoyuki Iwashita

  T20/TF2 Policy Brief, Mar. 2019, Peer-reviewed, Invited, Lead author, Last author, Corresponding author

  
• 

  Designing a Governance Framework for the Global Financial Systems – Regulations and Promotion

  Naoyuki Iwashita; Yoshi Matsuda

  T20/TF2 Policy Brief, Mar. 2019, Peer-reviewed, Invited, Lead author, Last author, Corresponding author

  
• Lecture Proceedings: The latest trends in FinTech and virtual currency business

  Naoyuki Iwashita

  THE TELECOMMUNICATIONS, Feb. 2019

  Access this misc :

  
• Current and Future of Virtual Currencies

  Naoyuki Iwashita

  Research Bureau: Journal of the Research Bureau of the House of Representatives, Dec. 2018, Invited, Lead author, Last author, Corresponding author

  Access this misc :

  
• Cybersecurity in the Age of Digital Economy - Toward Establishing a Foundation for Digital Transformation -：5. Security of Fintech

  Naoyuki Iwashita

  Information Processing, 15 Nov. 2018, Peer-reviewed, Invited, Lead author, Last author, Corresponding author

  
• 

  Regional Banks of the Near Future: Who Will Inherit the Gene of Innovation?

  Naoyuki Iwashita

  Regional Banks Association Monthly Magazine, Oct. 2018, Invited, Lead author, Last author, Corresponding author

  
• Bitcoin and Virtual Currencies

  Naoyuki Iwashita

  Gakushikai Kaiho, Sep. 2018, Invited, Lead author, Last author, Corresponding author

  
• Are virtual currencies secure?

  Naoyuki Iwashita

  Kin'yu Zaisei Jijyou, 27 Aug. 2018, Invited, Lead author, Last author, Corresponding author

  
• Interview: The future will come when today's legacy financial IT systems will no longer be needed

  Naoyuki Iwashita

  Diamond weekly, 11 Aug. 2018

  
• Roundtable discussion on virtual currencies and ICO regulations

  岩下 直行; 上原 高志; 沖田 貴史; 佐々木 清隆; 岩倉 正和; 成本 治男; 大越 有人; 北島 隆次

  Law & technology, Jul. 2018

  
• The evolution of FinTech and its impact on the non-financial industries

  Naoyuki Iwashita

  Technology and economy, Jul. 2018

  
• Why are virtual currencies so popular?

  Naoyuki Iwashita

  Zaikai, 26 Jun. 2018

  
• Quickening of Innovation Set in Motion by Blockchain

  Naoyuki Iwashita; Jiro Yamamoto; Toshiya Cho

  Hitachi Review Vol. 67, No. 5 254–255, May 2018

  
• 証券業界と仮想通貨、ICO

  岩下 直行

  資本市場, May 2018, Invited, Lead author, Last author, Corresponding author

  Access this misc :

  
• Interview 求むは"銀行"級の公正さ 三つの顧客保護対策を急げ (特集 金融庁本腰で淘汰必至 揺れる仮想通貨取引所)

  岩下 直行

  週刊ダイヤモンド = Diamond weekly, 17 Mar. 2018

  
• インタビュー 現金決済が日本経済の足を引っ張っている (さらば!現金)

  岩下 直行

  エコノミスト, 06 Mar. 2018

  
• インタビュー ICOブームと価格急騰 (ビットコイン入門)

  岩下 直行

  エコノミスト, 24 Oct. 2017

  
• Current Status and Future of Crypto-currencies - Splitting Bitcoin and Expansion of ICOs

  Naoyuki Iwashita

  Information Processing, 15 Sep. 2017, Peer-reviewed, Invited, Lead author, Last author, Corresponding author

  Access this misc :

  
• Policy recommendations by young bureaucrats and their repercussions

  Naoyuki Iwashita

  Kin'yu Zaisei Jijyou, 28 Aug. 2017, Invited, Lead author, Last author, Corresponding author

  
• Symposium: Blockchain Innovation "Blockchain and the Future of Currency"

  岩下 直行; 高木 聡一郎; 武宮 誠; 田中 秀幸

  Chi-jo, Aug. 2017

  
• 金融機関のビジネスモデルに与える影響 : 支店・ATM網の存在意義の低下は避けられない (特集 キャッシュレス化の新局面)

  岩下 直行

  金融財政事情, 24 Jul. 2017, Invited, Lead author, Last author, Corresponding author

  
• 銀行の情報システムの将来像 : FinTechが示唆する未来

  岩下 直行

  金融構造研究, Jun. 2017

  
• 

  フィンテックの発展と地域金融機関の未来

  岩下 直行

  リージョナルバンキング, Jun. 2017, Invited, Lead author, Last author, Corresponding author

  
• 座談会 ブロックチェーンの法的検討(下)

  木下 信行; 岩下 直行; 久保田 隆; 本柳 祐介

  NBL, 15 Apr. 2017

  
• 座談会 ブロックチェーンの法的検討(上)

  木下 信行; 岩下 直行; 久保田 隆; 本柳 祐介

  NBL, 15 Mar. 2017

  
• イベント・レポート 中央銀行から見たブロックチェーン技術の可能性とリスク

  岩下 直行

  Provision, 2017

  
• Financial Innovations by FinTech and Their Impact

  Naoyuki Iwashita

  JASBA Journal, Sep. 2016

  
• Interview 短答直入(たんとうちょくにゅう) 暗号精通の異色トップが描く「人工知能で金融政策」の未来 日本銀行フィンテックセンター長 岩下直行

  岩下 直行

  週刊ダイヤモンド, 16 Jul. 2016

  
• The Future of FinTech and Financial IT

  Naoyuki Iwashita

  Regional Banks Association Monthly Magazine, Jan. 2016, Invited, Lead author, Last author, Corresponding author

  
• ITを活用した金融の高度化に関するワークショップについて

  岩下 直行

  金融, Dec. 2015, Invited, Lead author, Last author, Corresponding author

  
• 

  A new design philosophy of the banking information system

  Naoyuki Iwashita

  Kin'yu Zaisei Jijyou, 05 Jan. 2015, Invited, Lead author, Last author, Corresponding author

  
• NBL Square 日立のビッグデータビジネスにおけるプライバシー保護の取り組みについて

  岩下 直行; 田尻 信行

  NBL, 01 Aug. 2013

  
• 

  プライバシー侵害リスクの克服が活用の大前提 (特集 問い直される金融機関システム) -- (ビッグデータと金融機関)

  岩下 直行

  金融財政事情, 30 Jul. 2012, Invited, Lead author, Last author, Corresponding author

  
• 第11回情報セキュリティ・シンポジウム「偽造防止技術の新潮流--金融業務における人工物メトリクスの可能性」の模様 (特集 第11回情報セキュリティ・シンポジウム「偽造防止技術の新潮流--金融業務における人工物メトリクスの可能性」)

  岩下 直行; 松本 勉; 田村 裕子

  金融研究, Jul. 2009

  
• 

  New Trends in Anti-Counterfeiting Technology : The Potential of Artifact Metrics in the Financial Sector

  Naoyuki Iwashita

  Monetary and Economic Studies, Jul. 2009, Lead author, Last author, Corresponding author

  
• パネルディスカッション 電子決済の利便性と安全性管理 (Newsletter 「情報セキュリティの日」行事 第3回JSSMセキュリティ公開討論会報告)

  岩下 直行; 牧野 二郎; 杉浦 宣彦

  日本セキュリティ・マネジメント学会誌, Apr. 2009

  
• 

  Financial Services and Information Security Technology: the experiences of these ten years and prospects

  Naoyuki Iwashita

  Monetary and Economic Studies, Aug. 2008, Lead author, Last author, Corresponding author

  
• 顧客保護に向けたセキュリティ対策の課題と取組み (特集 ネットバンキングにおけるセキュリティの課題と取組み)

  岩下 直行

  ファイナンシャルコンプライアンス, Jul. 2008

  
• 金融機関における情報セキュリティの現状と課題 (特集 情報セキュリティの強化)

  岩下 直行

  リージョナルバンキング, Mar. 2008

  
• 

  Aiming to improve security in retail banking

  Naoyuki Iwashita

  Monetary and Economic Studies, Aug. 2007

  
• Aiming to improve security in retail banking

  Naoyuki Iwashita

  Regional Banks Association Monthly Magazine, Mar. 2007

  
• 

  Information Security Measures for Financial Institutions

  Naoyuki Iwashita

  Monetary and Economic Studies, Aug. 2006

  
• 

  Financial Security and "Act on Protection of Depositors from Unauthorized ATM Withdrawals Using Counterfeit or Stolen Cards"

  Naoyuki Iwashita

  Jurist, 15 Mar. 2006

  
• 金融業界における情報システムの脆弱性検知と情報共有について (特集1 銀行の情報セキュリテイを考える)

  岩下 直行; 中村 泉之

  地銀協月報, Aug. 2005

  
• 

  Vulnerability detection and information sharing for information systems in the financial industry

  Naoyuki Iwashita

  Monetary and Economic Studies, Jul. 2005

  
• デジタル署名の長期利用について

  田村 裕子; 宇根 正志; 岩下 直行

  金融研究, Jul. 2005

  
• 

  A spate of ATM unauthorized withdrawals forces banks to rethink depositor protection

  Naoyuki Iwashita

  Kin'yu Zaisei Jijyou, 02 May 2005

  
• 

  Cryptographic Technology for Promoting e-Society:e-Business and Cryptographic Technology

  IWASHITA Naoyuki

  IPSJ Magazine, 15 Nov. 2004, Invited, Lead author, Last author, Corresponding author

  
• Verifiability of Electronic Signatures Based on ETSI TS 101 733 under CA‐Key Compromise

  宇根正志; 田村裕子; 岩下直行; 松本勉; 松浦幹太; 佐々木良一

  情報処理学会シンポジウム論文集, 20 Oct. 2004

  
• Verifiability of Electronic Signatures Based on ETSI TS 101 733 under Loss of Certificates and Revocation Information

  宇根正志; 田村裕子; 岩下直行; 松本勉; 松浦幹太; 佐々木良一

  情報処理学会シンポジウム論文集, Oct. 2004

  
• 

  Financial business and artifact metrics

  Tsutomu Matsumoto; Naoyuki Iwashita

  Monetary and Economic Studies, Jun. 2004

  
• 

  The long term use of digital signatures and their security

  Tsutomu Matsumoto; Naoyuki Iwashita

  Monetary and Economic Studies, Jun. 2003

  
• The review meeting on cryptographic technique. In fiscal 2002.

  今井秀樹; 辻井重男; 岩下直行; 岡崎宏; 岡本栄司; 金子敏信; 国分明男; 佐々木良一; 松本勉

  CRYPTREC Report 2002, 2003

  
• 

  On the security of financial services using the Internet

  Tsutomu Matsumoto; Naoyuki Iwashita

  Monetary and Economic Studies, Jun. 2002

  
• Investigation research report on standardization of the security technique for information system. The 2001 fiscal year. ( Ministry of Economy, Trade and Industry S ).

  苗村憲司; 中尾康二; 桜井幸一; 田淵治樹; 竜田敏男; 岩下直行; 植村泰佳; 奥田和男; 山中正幸

  CRYPTREC Report 2001, 2002

  
• 講演録 平成12年度セキュリティセミナー開催報告(後編)講演2 テーマ:金融分野における情報セキュリティ管理の国際標準化動向

  金融情報システムセンター監査安全部; 岩下 直行

  金融情報システム, Jun. 2001

  
• 

  To ensure the reliability of information security technology

  Tsutomu Matsumoto; Naoyuki Iwashita

  Monetary and Economic Studies, Apr. 2001

  
• 金融分野で利用される情報セキュリティ技術の標準化動向(ISO/IEC JTC 1/SC 27における暗号アルゴリズムの標準化状況)

  岩下 直行

  情報処理, 15 Feb. 2001

  
• 情報セキュリティ技術における国際標準化の動向--金融分野の標準規格策定に注力するISO/TC68

  岩下 直行

  金融財政事情, 26 Jun. 2000

  
• 

  Financial Services and Authentication Technology: A Study on the Security of Internet Financial Transactions

  Tsutomu Matsumoto; Naoyuki Iwashita

  Monetary and Economic Studies, Apr. 2000

  
• 

  Current Status and Issues of Information Security Technology in the Financial Sector

  Tsutomu Matsumoto; Naoyuki Iwashita

  Monetary and Economic Studies, Apr. 1999

  
• 

  Trends in International Standardization of Information Security Technology in the Financial Sector

  Naoyuki iwashita; Mitsuko yatabe

  Monetary and Economic Studies, Apr. 1999

  

Presentations

• Current State and Challenges of Financial DX: Navigating the Financial Industry as the Invoice System Approaches

  Naoyuki Iwashita

  DX CAMP 2023, 26 May 2023, Invited

  
• 

  Transforming the Future of Finance with Fintech

  Naoyuki Iwashita

  The Nagoya University Super Degree Program Lecture, 23 Dec. 2022, Nagoya University, Invited

  
• 

  Cashless Society in the Post-COVID Era: How Business Management Will Evolve

  Naoyuki Iwashita

  IYOGIN Regional Economy Research Center Lecture, 24 Jun. 2022, IYOGIN Regional Economy Research Center, Invited

  
• 

  Sustainable Societies and Digitization Reforms

  Naoyuki Iwashita

  Collaborative Seminar by Kyoto University School of Government and JIAM, 22 Sep. 2022, Kyoto University School of Government and JIAM, Invited

  
• 

  Digitization of Cash - Crypto Assets and Digital Currencies Born of Electronic Cash Research

  Naoyuki Iwashita

  2021 Symposium on Cryptography and Information Security, 19 Jan. 2021, IEICE Technical Committee on Information Security (ISEC), Invited

  
• 

  Technology and Frameworks for Protecting Digital Content

  Naoyuki Iwashita

  Content Protection and Platform Studies - The Future of Entertainment from the Perspective of New Content Protection Technologies, 30 Mar. 2022, Kyoto University School of Platforms, Invited

  
• How Digital Transformation of Financial Institutions Should be Implemented - Necessity of Reforming Information Systems and Operations of Financial Institutions

  Naoyuki Iwashita

  The Annual Conference of the Center for Financial Industry Information Systems, 16 Dec. 2021, The Center for Financial Industry Information Systems, Invited

  
• Recent Developments in DeFi and Crypto Assets

  Naoyuki Iwashita

  Capital Market Research Institute, 13 Dec. 2021, Capital Market Research Institute, Invited

  
• FinTech in Japan

  Naoyuki Iwashita

  The AEPR conference on “Digital Finance”, 02 Oct. 2021, Japan Center for Economic Research, Invited

  
• 

  Digitalization Strategy for Government and Business by De-Hanko

  Naoyuki Iwashita

  Symposium "De-Hanko" and Personal Authentication in the Cyber Age, 25 Sep. 2021, Kyoto University SPIRITS (Supporting Program for InteRaction-based Initiative Team Studies) "Democracy in Cyberspace from an Asian View of Humanity" Research Project, Invited

  
• 

  Fintech in the with Corona Era

  Naoyuki Iwashita

  NII Financial Smart Data Research Center Symposium "The Possibility of Utilizing Information in FinTech in the Era of with Corona", 14 Dec. 2020, National Institute of Informatics, Invited

  
• 

  Unraveling the controversy surrounding digital currencies

  Naoyuki Iwashita

  The 7th International Political Economy Roundtable, 20 Oct. 2020, Cabinet Office, Government of Japan, Invited

  
• 

  Unraveling the controversy surrounding digital currencies

  Naoyuki Iwashita

  Fintech Research Forum Public Symposium "Digital Currency and the Future of Payment Systems", 22 Jul. 2020, CENTER FOR ADVANCED RESEARCH IN FINANCE, Invited

  
• 

  What should we do to prepare ourselves to live with Corona?

  Naoyuki Iwashita

  Open Symposium "The Shape of an After-Corona Society," National Institute of Information and Communications Technology, 12 Jun. 2020, National Institute of Information and Communications Technology, Invited

  
• 

  Crypto Assets and Security

  Naoyuki Iwashita

  The Association for Cybersecurity Law and Policy Japan, 21 Sep. 2019, The Association for Cybersecurity Law and Policy Japan, Invited

  
• 

  Current Status and Challenges of Fintech

  Naoyuki Iwashita

  IEICE ISS Technical Group on Software Interprise Modeling (SWIM), 23 Aug. 2019, Invited

  
• Crypto-assets in China

  Naoyuki Iwashita

  APIR Forum "China's Economy at a Crossroads: The New Normal and the New Economy", 16 Jul. 2019, Asia Pacific Institute of Research, Invited

  
• 

  Payments Business and Virtual Currencies

  Naoyuki Iwashita

  Issues in Platformer Regulation, 08 Jul. 2019, Japan National Press Club (JNPC), Invited

  
• 

  Fintech : Building the Future of Financial Systems

  Naoyuki Iwashita

  T20 Summit 2019 in Tokyo, 26 May 2019, T20 (Think20)The research and policy advice network for the G20, Invited

  
• Implications of digital currencies for central banks

  Naoyuki Iwashita

  Financial Market Panels at the Nomura Research Institute (NRI), 22 Mar. 2019, Nomura Research Institute (NRI), Invited

  
• 

  A Crypto-Currency Fraud Spill Incident in Japan

  Naoyuki Iwashita

  23rd Annual Workshop on Economic Science with Heterogeneous Interacting Agents (WEHIA), 02 Jul. 2018, Economic Science with Heterogeneous Interacting Agents (ESHIA), Invited

  
• 

  The Current Situation and Future of Cryptocurrency in Japan

  Naoyuki Iwashita

  Annual Tokyo Conference of the Center on Japanese Economy and Business (CJEB) of Columbia Business School, 28 May 2018, The Center on Japanese Economy and Business (CJEB) of Columbia Business School, Invited

  
• 

  FinTech – How Will It Affect Japanese Financial Institutions?

  Naoyuki Iwashita

  JAPAN INVESTMENT CONFERENCE 2017, 27 Jul. 2017, CFA Society Japan, Invited

  

Books and Other Publications

• Advanced studies of financial technologies and cryptocurrency markets

  Pichl, Lukáš, Joint work, Bitcoin’s Deviations from Satoshi’s World

  Springer, Jul. 2020, Not refereed

  Find Kyoto University's collection of books :

  
• Theoretical Economics Restored

  Shinsuke Nakamura; Taro Ozawa; Takako Fujiwara-Greve, Joint work, Chapter 3: Analysis of Security Measures in Bank Information Systems

  Keio University Press Inc., 30 Aug. 2008, Not refereed

  Find Kyoto University's collection of books :

  
• Theory and Practice of Public Economics

  Shinsuke Nakamura; Taro Ozawa; Takako Fujiwara-Greve, Joint work, Chapter 9: Security of Internet Financial Transactions and Electronic Commerce

  Toyo Keizai Inc., 11 Apr. 2003, Not refereed

  Find Kyoto University's collection of books :

  
• Electronic Money and Patent Law

  Aizawa Hidetaka, Joint work, Chapter 1: Circumstances Surrounding Electronic Money and Patent Law

  Koubun-do, 30 Apr. 1999, Not refereed

  Find Kyoto University's collection of books :

  
• The Economics of Fintech

  Sahoko Kaji, Teruo Nakatsuma, Masahiro Fukuhara, Joint work, Chapter 3. Crypto Assets (Cryptocurrencies) and Central Bank Digital Currencies

  Keio University Press Inc., Aug. 2019, Not refereed

  Find Kyoto University's collection of books :

  
• The Economics of Fintech

  Sahoko Kaji; Teruo Nakatsuma; Masahiro Fukuhara, Joint work, Chapter 3. Crypto Assets (Cryptocurrencies) and Central Bank Digital Currencies

  Springer, Mar. 2021, Not refereed

  Find Kyoto University's collection of books :

  
• The Future of Blockchain : How will it change finance, industry and society?

  Yuri Okina; Noriyuki Yanagawa; Naoyuki Iwashita, Joint work, New Competition in the Financial Industry Prompted by Bitcoin; Blockchain from the Central Bank's Perspective

  Nikkei Publishing, 2017, Not refereed

  Find Kyoto University's collection of books :

  
• New Trends in Anti-Counterfeiting Technology : The Potential of Artifact Metrics in the Financial Sector

  Naoyuki Iwashita, Single work

  Institute for Monetary and Economic Studies, Bank of Japan, 2009, Not refereed

  
• Financial Services and Information Security Technology: the experiences of these ten years and prospects

  Naoyuki Iwashita, Single work

  Institute for Monetary and Economic Studies, Bank of Japan, 2008, Not refereed

  
• Aiming to improve security in retail banking

  Naoyuki Iwashita, Single work

  Institute for Monetary and Economic Studies, Bank of Japan, 2007, Not refereed

  
• Information Security Measures for Financial Institutions

  Naoyuki Iwashita, Single work

  Institute for Monetary and Economic Studies, Bank of Japan, 2006, Not refereed

  
• Vulnerability detection and information sharing for information systems in the financial industry

  Naoyuki Iwashita, Single work

  Institute for Monetary and Economic Studies, Bank of Japan, 2005, Not refereed

  
• The long term use of digital signatures and their security

  Tsutomu Matsumoto; Naoyuki Iwashita, Joint work

  Institute for Monetary and Economic Studies, Bank of Japan, 2003, Not refereed

  
• On the security of financial services using the Internet

  Tsutomu Matsumoto; Naoyuki Iwashita, Joint work

  Institute for Monetary and Economic Studies, Bank of Japan, 2002, Not refereed

  
• To ensure the reliability of information security technology

  Tsutomu Matsumoto; Naoyuki Iwashita, Joint work

  Institute for Monetary and Economic Studies, Bank of Japan, 2000, Not refereed

  
• Financial Services and Authentication Technology: A Study on the Security of Internet Financial Transactions

  Tsutomu Matsumoto; Naoyuki Iwashita, Joint work

  Institute for Monetary and Economic Studies, Bank of Japan, 1999, Not refereed

  
• Recent developments surrounding the Key Recovery Initiative

  Naoyuki Iwashita; Masashi Une, Joint work

  Institute for Monetary and Economic Studies, Bank of Japan, 1997, Not refereed

  

Education

Teaching subject(s)

• From 01 Apr. 2024, To 31 Mar. 2025

  Introduction to FinTech

  4E90, Spring, School of Government, 2
• From 01 Apr. 2024, To 31 Mar. 2025

  Monetary policy

  4452, Fall, School of Government, 2
• From 01 Apr. 2024, To 31 Mar. 2025

  Central Bank Operations and Financial Markets

  1200, Fall, School of Government, 2
• From 01 Apr. 2024, To 31 Mar. 2025

  Case Study: Analysis of Japanese Economy Based on Published Statistics

  6210, Spring, School of Government, 2
• From 01 Apr. 2024, To 31 Mar. 2025

  Case Study: Issues of Monetary Analysis for Economic Policy

  6012, Fall, School of Government, 2
• From 01 Apr. 2024, To 31 Mar. 2025

  Introduction to Digital Government

  4F30, Spring, School of Government, 2
• From 01 Apr. 2024, To 31 Mar. 2025

  Term Paper Case Study: Analysis of Japanese Economy Based on Published Statistics

  7210, Spring, School of Government, 2
• From 01 Apr. 2024, To 31 Mar. 2025

  Term Paper Case Study: Issues of Monetary Analysis for Economic Policy

  7012, Fall, School of Government, 2
• From 01 Apr. 2024, To 31 Mar. 2025

  Introduction to FinTech

  M108, Spring, Institute for Liberal Arts and Sciences, 2
• From 01 Apr. 2024, To 31 Mar. 2025

  Introduction to Digital Government

  M122, Spring, Institute for Liberal Arts and Sciences, 2
• From 01 Apr. 2023, To 31 Mar. 2024

  Term Paper Case Study: Issues of Monetary Analysis for Economic Policy

  7012, Fall, School of Government, 2
• From 01 Apr. 2023, To 31 Mar. 2024

  Case Study: Analysis of Japanese Economy Based on Published Statistics

  6210, Spring, School of Government, 2
• From 01 Apr. 2023, To 31 Mar. 2024

  Case Study: Issues of Monetary Analysis for Economic Policy

  6012, Fall, School of Government, 2
• From 01 Apr. 2023, To 31 Mar. 2024

  Term Paper Case Study: Analysis of Japanese Economy Based on Published Statistics

  7210, Spring, School of Government, 2
• From 01 Apr. 2023, To 31 Mar. 2024

  Central Bank Operations and Financial Markets

  1200, Fall, School of Government, 2
• From 01 Apr. 2023, To 31 Mar. 2024

  Introduction to Digital Government

  4F30, Spring, School of Government, 2
• From 01 Apr. 2023, To 31 Mar. 2024

  Introduction to FinTech

  4E90, Spring, School of Government, 2
• From 01 Apr. 2023, To 31 Mar. 2024

  Monetary policy

  4452, Fall, School of Government, 2
• From 01 Apr. 2023, To 31 Mar. 2024

  Introduction to Digital Government

  M122, Spring, Institute for Liberal Arts and Sciences, 2
• From 01 Apr. 2023, To 31 Mar. 2024

  Introduction to FinTech

  M108, Spring, Institute for Liberal Arts and Sciences, 2
• From 01 Apr. 2022, To 31 Mar. 2023

  Case Study: Issues of Monetary Analysis for Economic Policy

  6012, Fall, School of Government, 2
• From 01 Apr. 2022, To 31 Mar. 2023

  Introduction to Digital Government

  M122, Spring, Institute for Liberal Arts and Sciences, 2
• From 01 Apr. 2022, To 31 Mar. 2023

  Introduction to FinTech

  M108, Spring, Institute for Liberal Arts and Sciences, 2
• From 01 Apr. 2022, To 31 Mar. 2023

  Introduction to Digital Government

  4F30, Spring, School of Government, 2
• From 01 Apr. 2022, To 31 Mar. 2023

  Monetary policy

  4452, Fall, School of Government, 2
• From 01 Apr. 2022, To 31 Mar. 2023

  Case Study: Analysis of Japanese Economy Based on Published Statistics

  6210, Spring, School of Government, 2
• From 01 Apr. 2022, To 31 Mar. 2023

  Term Paper Case Study: Analysis of Japanese Economy Based on Published Statistics

  7210, Spring, School of Government, 2
• From 01 Apr. 2022, To 31 Mar. 2023

  Introduction to FinTech

  4E90, Spring, School of Government, 2
• From 01 Apr. 2022, To 31 Mar. 2023

  Term Paper Case Study: Issues of Monetary Analysis for Economic Policy

  7012, Fall, School of Government, 2
• From 01 Apr. 2022, To 31 Mar. 2023

  Central Bank Operations and Financial Markets

  1200, Fall, School of Government, 2
• From Apr. 2017, To Mar. 2018

  Central Bank Operations and Financial Markets

  Fall, 公共政策教育部
• From Apr. 2017, To Mar. 2018

  Case Study: Analysis of Japanese Economy Based on Published Statistics

  Spring, 公共政策教育部
• From Apr. 2017, To Mar. 2018

  Term Paper Case Study: Analysis of Japanese Economy Based on Published Statistics

  Spring, 公共政策教育部
• From Apr. 2017, To Mar. 2018

  Monetary policy

  Spring, 公共政策教育部
• From Apr. 2017, To Mar. 2018

  Case Study: Issues of Monetary Analysis for Economic Policy

  Fall, 公共政策教育部
• From Apr. 2017, To Mar. 2018

  Term Paper Case Study: Issues of Monetary Analysis for Economic Policy

  Fall, 公共政策教育部
• From Apr. 2018, To Mar. 2019

  Introduction to FinTech

  Spring, 全学共通科目
• From Apr. 2018, To Mar. 2019

  Introduction to FinTech

  Spring, 公共政策教育部
• From Apr. 2018, To Mar. 2019

  Central Bank Operations and Financial Markets

  Fall, 公共政策教育部
• From Apr. 2018, To Mar. 2019

  Case Study: Analysis of Japanese Economy Based on Published Statistics

  Spring, 公共政策教育部
• From Apr. 2018, To Mar. 2019

  Term Paper Case Study: Analysis of Japanese Economy Based on Published Statistics

  Spring, 公共政策教育部
• From Apr. 2018, To Mar. 2019

  Monetary policy

  Spring, 公共政策教育部
• From Apr. 2018, To Mar. 2019

  Case Study: Issues of Monetary Analysis for Economic Policy

  Fall, 公共政策教育部
• From Apr. 2018, To Mar. 2019

  Term Paper Case Study: Issues of Monetary Analysis for Economic Policy

  Fall, 公共政策教育部
• From Apr. 2019, To Mar. 2020

  Introduction to FinTech

  Spring, 全学共通科目
• From Apr. 2019, To Mar. 2020

  Introduction to FinTech

  Spring, 公共政策教育部
• From Apr. 2019, To Mar. 2020

  Central Bank Operations and Financial Markets

  Fall, 公共政策教育部
• From Apr. 2019, To Mar. 2020

  Case Study: Analysis of Japanese Economy Based on Published Statistics

  Spring, 公共政策教育部
• From Apr. 2019, To Mar. 2020

  Term Paper Case Study: Analysis of Japanese Economy Based on Published Statistics

  Spring, 公共政策教育部
• From Apr. 2019, To Mar. 2020

  Monetary policy

  Spring, 公共政策教育部
• From Apr. 2019, To Mar. 2020

  Case Study: Issues of Monetary Analysis for Economic Policy

  Fall, 公共政策教育部
• From Apr. 2019, To Mar. 2020

  Term Paper Case Study: Issues of Monetary Analysis for Economic Policy

  Fall, 公共政策教育部
• From Apr. 2020, To Mar. 2021

  Introduction to FinTech

  Spring, 全学共通科目
• From Apr. 2020, To Mar. 2021

  Introduction to FinTech

  Spring, 公共政策教育部
• From Apr. 2020, To Mar. 2021

  Central Bank Operations and Financial Markets

  Fall, 公共政策教育部
• From Apr. 2020, To Mar. 2021

  Case Study: Analysis of Japanese Economy Based on Published Statistics

  Spring, 公共政策教育部
• From Apr. 2020, To Mar. 2021

  Term Paper Case Study: Analysis of Japanese Economy Based on Published Statistics

  Spring, 公共政策教育部
• From Apr. 2020, To Mar. 2021

  Monetary policy

  Fall, 公共政策教育部
• From Apr. 2020, To Mar. 2021

  Case Study: Issues of Monetary Analysis for Economic Policy

  Fall, 公共政策教育部
• From Apr. 2020, To Mar. 2021

  Term Paper Case Study: Issues of Monetary Analysis for Economic Policy

  Fall, 公共政策教育部
• From Apr. 2021, To Mar. 2022

  Introduction to FinTech

  Spring, 全学共通科目
• From Apr. 2021, To Mar. 2022

  Introduction to FinTech

  Spring, 公共政策教育部
• From Apr. 2021, To Mar. 2022

  Central Bank Operations and Financial Markets

  Fall, 公共政策教育部
• From Apr. 2021, To Mar. 2022

  Case Study: Analysis of Japanese Economy Based on Published Statistics

  Spring, 公共政策教育部
• From Apr. 2021, To Mar. 2022

  Term Paper Case Study: Analysis of Japanese Economy Based on Published Statistics

  Spring, 公共政策教育部
• From Apr. 2021, To Mar. 2022

  Introduction to Digital Government

  Spring, 公共政策教育部
• From Apr. 2021, To Mar. 2022

  Monetary policy

  Fall, 公共政策教育部
• From Apr. 2021, To Mar. 2022

  Case Study: Issues of Monetary Analysis for Economic Policy

  Fall, 公共政策教育部
• From Apr. 2021, To Mar. 2022

  Term Paper Case Study: Issues of Monetary Analysis for Economic Policy

  Fall, 公共政策教育部

Administration

School management (title, position)

• From 01 Apr. 2024, To 31 Mar. 2026

  学生生活委員会 委員

Faculty management (title, position)

• From 01 Apr. 2025, To 31 Mar. 2026

  公共政策教育部 FD委員会 委員
• From 01 Apr. 2025, To 31 Mar. 2026

  公共政策教育部 教務委員会 委員
• From 01 Apr. 2025, To 31 Mar. 2026

  公共政策連携研究部 施設・設備委員会 主任
• From 01 Apr. 2024, To 31 Mar. 2025

  公共政策教育部 入試委員会 委員
• From 01 Apr. 2022, To 31 Mar. 2024

  公共政策連携研究部 副研究部長
• From 01 Apr. 2022, To 31 Mar. 2024

  公共政策連携研究部 評価委員会 委員
• From 01 Apr. 2022, To 31 Mar. 2024

  公共政策連携研究部 男女共同参画委員会 委員
• From 01 Apr. 2022, To 31 Mar. 2024

  公共政策連携研究部 兼業・兼職審査委員会 委員
• From 01 Apr. 2022, To 31 Mar. 2024

  公共政策連携研究部 部局業績評価委員会
• From 01 Apr. 2022, To 31 Mar. 2024

  公共政策連携研究部 部局情報公開実施委員会 主任
• From 01 Apr. 2022, To 31 Mar. 2024

  公共政策連携研究部 人権委員会 主任
• From 01 Apr. 2022, To 31 Mar. 2024

  公共政策連携研究部 制度委員会 委員
• From 01 Apr. 2022, To 31 Mar. 2024

  公共政策連携研究部 企画・財務委員会 主任
• From 01 Apr. 2021, To 31 Mar. 2026

  公共政策連携研究部 広報委員会 委員
• From 01 Apr. 2017, To 31 Mar. 2018

  公共政策連携研究部 評価・広報委員会 委員
• From 01 Apr. 2017, To 31 Mar. 2018

  公共政策連携研究部 図書委員会 委員
• From 01 Apr. 2017, To 31 Mar. 2018

  公共政策連携研究部 人権委員会 委員
• From 01 Apr. 2018, To 31 Mar. 2020

  公共政策連携研究部 広報委員会 委員
• From 01 Apr. 2020, To 31 Mar. 2021

  公共政策連携研究部 評価委員会 委員
• From 01 Apr. 2019, To 31 Mar. 2022

  公共政策連携研究部 施設・設備委員会 主任
• From 01 Apr. 2018, To 31 Mar. 2019

  公共政策教育部 入試委員会 委員
• From 01 Apr. 2017, To 31 Mar. 2026

  公共政策教育部 インターンシップ等実施委員会 委員
• From 01 Apr. 2017, To 31 Mar. 2019

  公共政策教育部 FD委員会 委員
• From 01 Apr. 2017, To 31 Mar. 2026

  公共政策教育部 実務教育助言委員会 委員
• From 01 Apr. 2021, To 31 Mar. 2023

  公共政策教育部 入試委員会 委員

Academic, Social Contribution

Committee Memberships

• From Jul. 2021, To Present

  Study Group on Digital and Decentralized Finance, Financial Services Agency
• From Oct. 2019, To Present

  Council for Regulatory Reform, Cabinet Office
• From Jan. 2019, To Present

  Financial System Council, Financial Services Agency
• From Mar. 2018, To Present

  Cybersecurity Working Group 2 (Management, human resources, and international), Ministry of Economy, Trade and Industry
• From Oct. 2019, To Dec. 2019

  Working Group on the Financial System under the Financial System Council, Financial Services Agency
• From Feb. 2019, To Mar. 2023

  Installment Sales Subcommittee, Commerce and Distribution Information Subcommittee, Industrial Structure Council, Ministry of Economy, Trade and Industry
• From Nov. 2017, To Jun. 2019

  Study Group on the Financial System under the Financial System Council, Financial Services Agency
• From Apr. 2018, To Dec. 2018

  Study Group on Virtual Currency Exchange Services, Financial Services Agency
• From May 2017, To Jul. 2017

  Information and Communications Council, WG, Blockchain Utilization Study SWG, Ministry of Internal Affairs and Communications
• From Dec. 2016, To Mar. 2017

  Study Group on the Potential and Challenges of Using Blockchain Technology, Japanese Bankers Association
• From Oct. 2015, To Mar. 2017

  FinTech Study Group, Ministry of Economy, Trade and Industry
• From Nov. 2016, To Feb. 2017

  Open API Committee, Japanese Bankers Association
• From May 2016, To Oct. 2016

  Advisory Panel on FinTech Ventures, Financial Services Agency
• From Nov. 2012, To Jun. 2013

  Study Group on Utilization and Distribution of Personal Data, Ministry of Internal Affairs and Communications
• From Oct. 2008, To May 2009

  Advisory Committee for the Preparation of E-Government Guidelines, Cabinet Secretariat
• From May 2001, To May 2009

  Cryptography Research and Evaluation Committee (CRYPTREC), Ministry of Economy, Trade and Industry / Ministry of Internal Affairs and Communications
• From Sep. 2007, To Dec. 2007

  Committee for the Promotion of the International Reciprocal Use of IC Tickets, Ministry of Land, Infrastructure, Transport and Tourism
• From Jan. 2007, To Dec. 2007

  Study Group on Network Architecture, Ministry of Internal Affairs and Communications
• From 2006, To 2007

  Expert Committee on Information Security, Committee on Fundamental Issues of Information Security, Ministry of Economy, Trade and Industry
• From Feb. 2005, To Jun. 2005

  Study Group on Counterfeit Cash Card Issues, Financial Services Agency